Best Mobile Phone Finance in Dimapur – Sneha Communications
With Technology advancing day by day in the Smartphone sector, the rate at which different companies launch their products is increasing at a rapid rate. Every now and then we are introduced to a new Smartphone by almost all the companies.
With prices ranging from as low as 5k to all the way to 50k, there are many options for the buyer to choose. But it’s not always possible to hit the 50k mark for everyone, so usually most buyers prefer the budget end models. But there are still some who want to buy those fancy high end Smartphone’s without putting a hole in their wallet.
For those customers, buying a Smartphone on monthly EMI’s is the right
way to go.
Thankfully, there are multiple mobile phone retailers in Dimapur who offer EMI financing for smartphones. Today, we will discuss about one such retailer who considers EMI financing (phones) will help a lot of consumers in Dimapur.
But before that, let’s first learn more about EMI financing for mobile
phones and how it works.
Best Mobile Phone Finance in Dimapur
What is an EMI?
Well, the answer is straightforward. You have to pay a certain amount
every month, depending on how much the Smartphone costs after you submit the
downpayment.
In short, EMI is the amount that you pay monthly to the shop owner till
the term that you agree.
Here is a simple equation that will help you understand phone EMIs in
Dimapur.
|
EMI Financing for mobile phones in Dimapur (Example) |
|
|
Phone Price |
₹15,000 |
|
Downpayment |
₹6,000 |
|
Remaining
amount |
₹9,000 |
|
EMI term |
3 months |
|
Estimated EMI |
3,000 per
month |
Please note: This calculation is just a representation and the actual estimates may be higher. You can visit the shop to get more detailed information about EMI plans.
So, now the question is where we purchase a Smartphone on EMI’s. Many
Online websites like Amazon and Flipkart offer EMI’s on Smartphone, and bigger
cities have companies like Bajaj finance and Capital first financing Smartphone
purchases.
However, despite being the commercial hub of Nagaland with hundreds of retailers
dealing in Smartphone, EMI financing through Bajaj Finance or other major
financing institutes is lacking in Dimapur.
In short, you have to pay the full amount to buy a product.
Thankfully, multiple retail outlets in Dimapur have created channels to
introduce EMI financing at a minimum interest rate, and Sneha Communications is
one of them.
Where is Sneha Communications?
Sneha Communications
S.S Shopping Centre
Opposite Christian Higher Secondary
School
Church Road
Dimapur, Nagaland 797112
Sneha Communication is located near Christian Higher Secondary School,
Dimapur at S.S Shopping Centre. It is a mobile phone outlet that deals with
multiple smartphone brands, including Vivo, Oppo, and Samsung.
The outlet has an inviting vibe with friendly and well-trained staff.
You can visit the store during weekdays to get the best deals in latest
smartphones in Dimapur. Furthermore, Sneha Communications also runs offers
during festive seasons to help consumers get the best benefits.
How Sneha Communications offers smartphone financing in Dimapur?
Sneha Communications is the brainchild of Mr. Avinash Jaiswal. It is
located in the busiest part of Dimapur which is Church Road. Mr. Avinash has
been in the mobile retail business for many years and has a good amount of
knowledge both in customer handling and customer satisfaction.
While we interviewed Mr. Avinash, he disclosed that though the
Smartphone sale of Dimapur was overall good, the lack of any financing schemes
hindered the buying experience of the customers.
As we talked further, he said that there were companies offering
financing, but the fact that all the financing was done through credit cards
made the process even more difficult, as credit cards are still rare among
Dimapurians.
To counter this Mr. Avinash came up with his own financing schemes,
where he allows customers purchase Smartphones on monthly EMI basis charging
some minimal interest rates. The scheme is opened for all and he provides
financing on almost all brands of Smartphones.
So how does EMI financing works in Sneha Communications? A customer has
to provide some details and after verification they are allowed to choose the
Smartphone brand of their choice.
The term for which the Smartphone is financed is not disclosed to us but
customers can simply walk in to the store Sneha Communications for all the
details and enquiries regarding their purchases.
Mr. Avinash also shared his experience where he explained that how
helpful this scheme is turning out for his customers. He said that customers
now have more freedom in choosing their dream Smartphone with the help of the
financing scheme which was earlier not possible.
Smartphone financing in Dimapur – The Final Verdict
Buying a good Smartphone is becoming more pocket friendly these days, as
most companies are offering flagship level features in fewer prices, and if you
add EMI financing to that, this becomes more convenient for the customers.
People like Mr. Avinash Jaiswal have made this dream come true for
Dimapur citizens, as they can purchase a wide of Smartphones at affordable
monthly EMI’s.
And as we close this review, we hope that this initiative by Mr. Avinash
Jaiswal will help customers in Dimapur to have a go at their dream Smartphone,
especially for students.
If you have any queries and questions or are planning to buy a Smartphone on EMI, you can visit Sneha Communications and get a detailed estimation on your favourite smartphone.
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